Cyber attacks - are you prepared?
We are not looking to sell you cover (not yet, we are still developing our product) but there is a clear and present danger, not least because of digital crime factories focused on attacking Western business infrastructure.
Most current business insurance policies were designed decades before the Internet or electronic trading. Way before many “data assets” even existed.
In this short piece we are simply alerting you to the gaps you may have in your risk management programme.
We are first choice for employment lawyers!
We are first choice for employment lawyers
As market leader in legal expenses insurance for law firms we are proud to claim we were the first in many areas:
FIRST – Price promise – never beaten like for like
FIRST – Policy wording to respond to ACAS pre-conciliation
FIRST – Policy without a "prospects of success" catch-out clause
FIRST – Policy to provide representation for GDPR claims
FIRST – to allow solicitors flexible choice of claims handling rates
No joining fee, free marketing assistance, no exclusivity requirement and probably the widest standard policy wording.
We understand employment solicitors and we understand the wider business community.
In fact we have an alignment of interest in helping you to win business retainers and keep them!
The boot is on the other foot
ACAS is now reporting 2500 new claims every month and it’s clear that employers are on a financial retreat from a barrage of unwanted extra costs.
In context, we saw a 90% increase in the first full year after ET fees were ruled illegal. This year the numbers are up again, a further 25% every month.
That’s a new claim every 17 minutes of a working week.
What will your out of office say this summer?
As the holiday season in now in full swing, here are some of our favourite out of office messages ….
“I will be out of the office and returning next week. I have incredibly easy access to a phone and email, but I assure you it will not be used for work purposes.”
“I will be out of the office from XX to XX without access to email. If this is an emergency, please call 999.”
"You are receiving his automatic notification because I am out of the office. If I was in, chances are you wouldn’t have received anything at all."
“I am on holiday from XX to XX. I will allow each sender one email. If you send me multiple emails, I will randomly delete your emails until it is pared down to one. Choose wisely. Please note that you have already sent me one email.”
1937 Insurance Letter
We thought this letter to an insurance company in 1937 was rather approproate:
Many I thank you for so charmingly making enquiries about my age? But it makes me quite bashful! Just between you and myself, I was born some time after the battle of Waterloo. Isn't it funny that I have insured my car with you for over 15 years and you are only now taking a personal interest in my welfare?
If you would like to know a few more personal details for your books, I do not mind letting you know that I do not like
b) most modern Novelists,
c) coloured finger-nails,
d) the Northcliffe and Rothermere Press,
e) Insurance Companies who make impertinent enquiries.
Any further enquiries will be gladly answered. Yours very truly . . ."
(Source: Aviva Magazine, p5., June issue)