Unoccupied Property Insurance - available only via solicitors

Watchman is a specialist policy featuring a wide standard of cover (including subsidence-subject to postcode) with more sympathetic policy terms that recognise the difficulties probate lawyers face.

• Easy to set up. Same day cover usually available
• Initial deposit only
• Balance of premium is deferred up to a year
• No cancellation fees
  No hidden charges
• More cost-effective
• Wide standard cover
• Easy security and inspection criteria
• NO risk of ‘gaps’ in the cover period and you pay only for the days on cover you need
• Watchman Insurance is provided for up to one year at a time and apart from a small initial deposit, you can usually settle the entire insurance premium when the house is sold or transferred.

The premium is ‘deferred’

Watchman insurance lasts for up to a year at a time but you only pay for the exact number of days cover you need when it is cancelled. A small deposit secures cover for a fixed daily rate that accumulates and is then settled when the property is sold/transferred up to a year later.  Based on our own analysis of current Internet offerings, we believe that you will not better our premiums on a like-for-like basis with any other reputable insurance company.