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    Unoccupied Property Insurance
T: 01935 389812   E: enquiries@straightsolutions.co.uk
T: 01935 389812
E: enquiries@straightsolutions.co.uk

Unoccupied Property Insurance

Watchman is a specialist policy featuring a wide standard of cover (including subsidence-subject to postcode) with more sympathetic policy terms that recognise the difficulties probate lawyers face.

  • Easy to set up. Same day cover usually available
  • Initial deposit only
  • Balance of premium is deferred up to a year
  • No cancellation fees
    No hidden charges
  • More cost-effective
  • Wide standard cover
  • Easy security and inspection criteria
  • NO risk of ‘gaps’ in the cover period and you pay only for the days on cover you need
  • Watchman Insurance is provided for up to one year at a time and apart from a small initial deposit, you can usually settle the entire insurance premium when the house is sold or transferred.

The premium is ‘deferred’

Watchman insurance lasts for up to a year at a time but you only pay for the exact number of days cover you need when it is cancelled. A small deposit secures cover for a fixed daily rate that accumulates and is then settled when the property is sold/transferred up to a year later.  Based on our own analysis of current Internet offerings, we believe that you will not better our premiums on a like-for-like basis with any other reputable insurance company.


  Most Policies Watchman
Cover for malicious damage, frost damage and subsidence/heave x Included as Standard
Simple security requirements You will likely need to replace all locks Hassle free – allowing you to use the pre-existing locks
Inspection requirements Weekly Every 30 days
Hidden charges and cancellation fees Very likely None
Flexible term x Up to one year or the number of days’ cover needed

Contact Us

T: 01935 389812
E: enquiries@straightsolutions.co.uk

The Lime Loft,
Priestlands Lane,

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