Essential Employment
Whilst it has a far wider range of extra covers than its competitors, Essential is cheaper and better suited to employers with a difficult or distressed track record of claims who may otherwise find insurance is too expensive. Essential has all of the extra covers that are available in the TLC family but employment claims are subject to the market standard 51% prospects of success test, which is why the policy costs less than our other solutions. The package comprises of:
- Employment Protection (representation costs)
- Employment Compensation (awards and settlements)
- A wide definition of a ‘claim’ - post-grievance process wording provides for representation costs for ACAS pre-conciliation and Letters Before Action
- Employees Extra Protection (at the employers option, representation can be extended to managers who are ‘joined’ into an action)
- Employment Restrictive Covenants (to pursue or defend the breach of a reasonable employment contract)
- Employer Counselling (independent pastoral service)
- Legal Defence Costs (criminal prosecution)
- Compliance and Regulation (includes defence of Health and Safety prosecutions)
- Statutory Licence Appeals
- Crisis Communications (specialist PR assistance for business threatening communication issues)
For more information please call the Straight Solutions team on 01935 389812
