Return of the litigant in person?
Three of our largest payouts last year (all over 50k) were for costs relating to meritless litigants who pushed insurers to 10 or 15 day hearings at enormous cost.
In one pyric victory, a self-represented claimant won £1,700 on a minor Head of Claim after rejecting a commercial offer from insurers of £20,000 to 'go away' while driving repesentaton costs up to a total £60,000. In another example, an employee with less than a year's service was dismissed for gross misconduct (witnessed by the HR professional) and with the help of a partner with an international law degree forced the claim to the Court of Appeal, losing at every instance with costs to the employer, that we insured, of £65,000.
These could have been catastrophic losses in a struggling economy for any employer with a weak balance sheet, no professional HR support and inadequate insurance.
